In months where you don’t utilize any searches on your plan, we will automatically apply a full credit to your account for that month. This credit will be applied to your next billing cycle, effectively covering your subsequent month’s subscription at no additional cost.
I must have missed that, can you explain what you mean by that?
This old blog post summarises a lot of pain points: https://d-shoot.net/kagi.html
Similar to Brave (and more recently Proton) I simply can’t trust them, despite liking the idea of their respective services.