These are great arguments for one not to cycle for routine trips of daily life.
Good cyclist advocates don’t shame one for not cycling for everything. They know why people don’t do it. It’s because they feel like they’re gonna die! And they’re not totally wrong in feeling that way.
Good bike advocates lobby for better infrastructure to mitigate these concerns.
E.g. winter weather in particular is addressed just by keeping bike routes paved the same as car lanes. Places that do this see negligible drops in cycling rates even at below freezing temps.
GOOD bike infrastructure is always worth it. It always reduces car trips. Every mile one bikes or walks instead of drives is taxpayer money saved.
Car infrastructure is very limiting to people with disabilities, more so than cycling.
Residents of Amsterdam are just people. Their climate is not utopic (granted, it’s not sweltering hot either). Yet 58% of them ride a bike every single day for daily tasks.
Even in the most ideal walkable city, one will often want a "boost’’ to their travel time and distance, but may not want to pay for something motorized (car rent or transit). Bikes fit that space well.
And you’d be surprised what you can carry with even just a beater mountain bike when left without options. Places built for cycling see a lot more cargo bikes which are shockingly capable.