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Joined 20 days ago
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Cake day: March 10th, 2025

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  • It’s not universal, it’s based on income. When I signed up for the ACA I put down my income at $3,000 a month, which makes my monthly bill $30.19 a month. If my average income for the year exceeds $3,000, I owe the difference to the government.

    My small income works for me because I live alone and don’t have any dependents. But if I had kids I would need to double or triple my income to support them, in which case my monthly ACA payment would also increase. It’s possible for people with families to be priced out of the ACA.

    It’s definitely not universal.