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Not OP, but I promise you that I can hear what sounds like digital water being thrown over the cymbals when listening to mp3 files below 320 kbps. Even then, every now and then I hear that sound here and there across whatever record I’m listening to.
I don’t experience it when listening to records, CDs, or cassettes.
My hearing used to be very sensitive. When the whole world was using CRTs, I could tell you who had their tv on just standing outside their house.
It was ripped directly from my cd at 320kbps and played on an iPod 5th generation (iPod video).